Охота на простака. Экономика манипуляций и обмана Акерлоф Джордж

Touryalai, Halah. “10 Wall Street Expenses That Make the SEC’s Budget Look Pathetic.” Forbes, February 17, 2011. Accessed January 16, 2015. http://www.forbes.com/fdc/welcome_mjx.shtml.

Tozzi, John. “Merchants Seek Lower Credit Card Interchange Fees.” Businessweek Archives, October 6, 2009. Accessed May 2, 2015. http://www.bloomberg.com/bw/stories/2009-10-06/merchants-seek-lower-credit-card-interchange-fees.

Troise, Frank P. “The Capacity for Experiencing Intimacy in Wives of Alcoholics or Codependents.” Alcohol Treatment Quarterly 9, no. 3 (October 2008): 39–55.

Underhill, Paco. Why We Buy: The Science of Shopping. New York: Simon and Schuster, 1999.

Underwriters Laboratories. “Our History” and “What We Do.” Accessed March 3, 2015. http://ul.com/aboutul/history/ and http://ul.com/aboutul/what-we-do/.

United Airlines. “Arriving at a Single Boarding Process.” April 22, 2013. Accessed November 26, 2014. https://hub.united.com/en-us/news/company-operations/pages/arriving-at-a-single-boarding-process.aspx.

Urban Institute and the Brookings Institution, Tax Policy Center. “State Alcohol Excise Tax Rates 2014.” Accessed December 13, 2014. http://www.taxpolicycenter.org/taxfacts/displayafact.cfm?Docid=349.

US Bureau of Financial Protection. “Loan Originator Compensation Requirements under the Truth in Lending Act” (Regulation Z), 12 CFR Part 1026, Docket No. CFPB–2012-0037, RIN 3170-AA132. Accessed November 11, 2014. http://files.consumerfinance.gov/f/201301_cfpb_final-rule_loan-originator-compensation.pdf.

US Census Bureau. “America’s Families and Living Arrangements: 2013.” Accessed December 1, 2014. https://www.census.gov/hhes/families/data/cps2013.html.

____. “Census Bureau Reports National Mover Rate Increases after a Record Low in 2011.” December 10, 2012. Accessed December 1, 2014. https://www.census.gov/newsroom/releases/archives/mobility_of_the_population/cb12-240.html.

US Census Bureau. “Historical Census of Housing Tables.” October 31, 2011. Accessed December 1, 2014. https://www.census.gov/hhes/www/housing/census/historic/units.html.

____. “Historical Poverty Tables – People.” Table 3, “Poverty Status, by Age, Race, and Hispanic Origin: 1959 to 2013.” Accessed December 1, 2014. https://www.census.gov/hhes/www/poverty/data/historical/people.html.

____. “Housing Vacancies and Homeownership, 2005.” Accessed December 1, 2014. http://www.census.gov/housing/hvs/data/ann05ind.html.

____. Statistical Abstracts of the United States, 2012. Accessed December 1, 2014. https://www.census.gov/prod/www/statistical_abstract.html.

____. “World Population by Age and Sex.” Accessed December 1, 2014. http://www.census.gov/cgi-bin/broker.

US Congress, Representative Henry A. Waxman. Memorandum to Democratic Members of the Government Reform Committee Re: The Marketing of Vioxx to Physicians, May 5, 2005, with accompanying documents. http://oversight-archive.waxman.house.gov/documents/20050505114932-41272.pdf.

US Department of Agriculture, Farm Service Administration. “Commodity Operations: United States Warehouse Act.” Accessed March 14, 2015. http://www.fsa.usda.gov/FSA/webapp?area=home&subject=coop&topic=was-ua.

US Department of Agriculture, Grain Inspection, Packing, and Stockyard Administration. “Explanatory Notes,” table 5, “Inspection and Weighing Program Overview.” Accessed May 1, 2015. http://www.obpa.usda.gov/exnotes/FY2014/20gipsa2014notes.pdf.

____. “Subpart M – United States Standards for Wheat.” Accessed May 1, 2015. http://www.gipsa.usda.gov/fgis/standards/810wheat.pdf.

US Department of Transportation, National Highway Traffic Safety Administration. “Traffic Safety Facts, 2011: Alcohol Impaired Driving.” December 2012. Accessed May 25, 2015. http://www-nrd.nhtsa.dot.gov/Pubs/811700.pdf.

US Department of the Treasury, Alcohol and Tobacco Tax and Trade Bureau, “Tax and Fee Rates.” Accessed April 30, 2015. http://www.ttb.gov/tax_audit/atftaxes.shtml.

US Department of the Treasury. “Investment in AIG.” Accessed March 11, 2015. http://www.treasury.gov/initiatives/financial-stability/TARP-Programs/aig/Pages/status.aspx.

US Food and Drug Administration. “About FDA: Commissioner’s Page. Harvey Washington Wiley, MD.” http://www.fda.gov/AboutFDA/CommissionersPage/ucm113692.htm.

____. “Tobacco Products: Final Rule ‘Required Warnings for Cigarette Packages and Advertisements.’” Accessed March 28, 2015. http://www.fda.gov/TobaccoProducts/Labeling/Labeling/CigaretteWarningLabels/ucm259953.htm.

US Food and Drug Administration, Center for Drug Evaluation and Research (CDER). Guidance for Industry Providing Clinical Evidence of Effectiveness for Human Drugs and Biological Products. May 1998. Accessed December 1, 2014. http://www.fda.gov/downloads/Drugs/…/Guidances/ucm078749.pdf.

US Internal Revenue Service. “Tax Gap for Tax Year 2006: Overview.” January 6, 2012. Accessed November 18, 2014. http://www.irs.gov/pub/irs-soi/06rastg12overvw.pdf.

US Legal Inc. “U.S. Commercial Code.” Accessed March 15, 2015. http://uniformcommercialcode.uslegal.com/.

US News and World Report. “U.S. News College Rankings.” http://colleges.usnews.rankingsandreviews.com/best-colleges.

US Securities and Exchange Commission. FY 2014 Congressional Budget Justification. http://www.sec.gov/about/reports/secfy14congbudgjust.pdf.

____. “Goldman Sachs to Pay Record $550 Million to Settle SEC Charges Related to Subprime Mortgage CDO.” July 15, 2010. Accessed March 15, 2015. http://www.sec.gov/news/press/2010/2010-123.htm.

US Senate, Committee on Homeland Security and Government Affairs, Permanent Subcommittee on Investigations. Wall Street and the Financial Crisis: Anatomy of a Financial Collapse. Majority and Minority Staff Report. April 13, 2011. http://www.hsgac.senate.gov//imo/media/doc/Financial_Crisis/FinancialCrisisReport.pdf?attempt=2.

US Surgeon General. The Health Consequences of Smoking – 50 Years of Progress. 2014. Accessed March 6, 2015. http://www.surgeongeneral.gov/library/reports/50-years-of-progress/full-report.pdf.

____. Smoking and Health: Report of the Advisory Committee to the Surgeon General of the Public Health Service. 1964. Accessed November 28, 2014. http://www.surgeongeneral.gov/library/reports/.

____. Smoking and Health: A Report of the Surgeon General. 1979. Accessed November 28, 2014. http://www.surgeongeneral.gov/library/reports/.

Vaillant, George E. Triumphs of Experience: The Men of the Harvard Grant Study. Cambridge, MA: Harvard University Press, 2012.

van Amsterdam, Jan, A. Opperhuizen, M. Koeter, and Willem van den Brink. “Ranking the Harm of Alcohol, Tobacco and Illicit Drugs for the Individual and the Population.” European Addiction Research 16 (2010): 202–7. DOI:10.1159/000317249.

Vanguard. “See the Difference Low-Cost Mutual Funds Can Make.” Accessed January 7, 2015. https://investor.vanguard.com/mutual-funds/low-cost.

Veblen, Thorstein. The Theory of the Leisure Class: An Economic Study of the Evolution of Institutions. New York: Macmillan, 1899.

Velotta, Richard N. “Gaming Commission Rejects Slot Machines at Cash Registers.” Las Vegas Sun, March 18, 2010. Last accessed May 12, 2015. http://lasvegassun.com/news/2010/mar/18/gaming-commission-rejects-slot-machines-cash-regis/?utm_source=twitterfeed&utm_medium=twitter.

Virtanen, Michael. “NY Attorney General Looks at Ratings Agencies.” Associated Press, February 8, 2013. Accessed March 21, 2014. http://bigstory.ap.org/article/ny-attorney-general-looks-ratings-agencies-0.

Visser, Susanna N., Melissa L. Danielson, Rebecca H. Bitsko, Joseph R. Holbrook, Michael D. Kogan, Reem M. Ghandour, Ruth Perou, and Stephen J. Blumberg. “Trends in the Parent-Report of Health Care Provider – Diagnosed and Medicated Attention-Deficit / Hyperactivity Disorder: United States, 2003–2011.” Journal of the American Academy of Child and Adolescent Psychiatry 53, no. 1 (January 2014): 34–46.

Warren, Carolyn. Mortgage Rip-offs and Money Savers: An Industry Insider Explains How to Save Thousands on Your Mortgage and Re-Finance. Hoboken, NJ: Wiley, 2007.

Warren, Elizabeth, and Amelia Warren Tyagi. All Your Worth: The Ultimate Lifetime Money Plan. New York: Simon and Schuster, 2005.

Watkins, John Elfreth, Jr. “What May Happen in the Next Hundred Years.” Ladies Home Journal, December 1900. https://secure.flickr.com/photos/jonbrown17/2571144135/sizes/o/in/photostream/.

Watkins, Julian Lewis. The 100 Greatest Advertisements, 1852–1958: Who Wrote Them and What They Did. Chelmsford, MA: Courier, 2012.

Wessel, David. In Fed We Trust: Ben Bernanke’s War on the Great Panic. New York: Crown Business, 2009.

White, Michelle J. “Bankruptcy Reform and Credit Cards.” Journal of Economic Perspectives 21, no. 4 (Fall 2007): 175–200.

Wiley, Harvey W. An Autobiography. Indianapolis: Bobbs-Merrill, 1930.

Woodward, Susan E. A Study of Closing Costs for FHA Mortgages. Prepared for US Department of Housing and Urban Development, Office of Policy Development and Research, May 2008. http://www.urban.org/UploadedPDF/411682_fha_mortgages.pdf.

Woodward, Susan E., and Robert E. Hall. “Consumer Confusion in the Mortgage Market: Evidence of Less Than a Perfectly Transparent and Competitive Market.” American Economic Review 100, no. 2 (May 2010): 511–15.

World Bank. “GDP Per Capita (Current US$).” Accessed November 26, 2014. http://data.worldbank.org/indicator/NY.GDP.PCAP.CD.

____. “Life Expectancy at Birth, Female (Years).” Accessed March 29, 2015. http://data.worldbank.org/indicator/SP.DYN.LE00.FE.IN/countries.

____. “Life Expectancy at Birth, Male (Years).” Accessed March 29, 2015. http://data.worldbank.org/indicator/SP.DYN.LE00.MA.IN/countries.

Wu, Ke Bin. “Sources of Income for Older Americans, 2012.” Washington, DC: AARP Public Policy Institute, December 2013.

Wyatt, Edward. “Judge Blocks Citigroup Settlement With S.E.C.” New York Times, November 28, 2011. Accessed June 10, 2015. http://www.nytimes.com/2011/11/29/business/judge-rejects-sec-accord-with-citi.html?pagewanted=all.

Wynder, Ernst L., and Evarts A. Graham. “Tobacco Smoking as a Possible Etiologic Factor in Bronchogenic Carcinoma Study of Six Hundred and Eighty-Four Proved Cases.” Journal of the American Medical Association 143, no. 4 (May 27, 1950): 329–36.

Wynder, Ernst L., Evarts A. Graham, and Adele B. Croninger. “Experimental Production of Carcinoma with Cigarette Tar.” Cancer Research 13, no. 12 (1953): 855–64.

Young, James Harvey. The Toadstool Millionaires: A Social History of Patent Medicines in America before Federal Regulation. Princeton: Princeton University Press, 1961.

Zacks Equity Research. “Strong U.S. Auto Sales for 2013.” January 6, 2014. Accessed December 1, 2014. http://www.zacks.com/stock/news/118754/strong-us-auto-sales-for-2013.